Student loans and homeownership A Mezza, D Ringo, S Sherlund, K Sommer Journal of Labor Economics 38 (1), 215-260, 2020 | 138 | 2020 |
On the effect of student loans on access to homeownership AA Mezza, DR Ringo, SM Sherlund, K Sommer Divisions of Research & Statistics and Monetary Affairs, Federal Reserve Board, 2015 | 88 | 2015 |
How much does racial bias affect mortgage lending? Evidence from human and algorithmic credit decisions N Bhutta, A Hizmo, D Ringo FEDS Working Paper, 2022 | 56 | 2022 |
The 2014 home mortgage disclosure act data N Bhutta, J Popper, D Ringo Federal Reserve Bulletin 101 (4), 2015 | 56 | 2015 |
The effect of interest rates on home buying: Evidence from a shock to mortgage insurance premiums N Bhutta, D Ringo Journal of Monetary Economics 118, 195-211, 2021 | 52 | 2021 |
Residential mortgage lending in 2016: Evidence from the Home Mortgage Disclosure Act data N Bhutta, S Laufer, DR Ringo Fed. Res. Bull. 103, 1, 2017 | 41 | 2017 |
Mortgage lending, default and the Community Reinvestment Act D Ringo Default and the Community Reinvestment Act (December 14, 2017), 2017 | 25 | 2017 |
The effect of interest rates on home buying: Evidence from a discontinuity in mortgage insurance premiums N Bhutta, D Ringo FEDS Working Paper, 2017 | 22 | 2017 |
Effects of the ability to repay and qualified mortgage rules on the mortgage market N Bhutta, D Ringo FEDS Notes, 29, 2015 | 18 | 2015 |
Assessing the Community Reinvestment Act's Role in the Financial Crisis N Bhutta, D Ringo FEDS Notes, 26-1, 2015 | 16 | 2015 |
Housing Market Tightness During COVID-19: Increased Demand or Reduced Supply? E Anenberg, D Ringo | 15 | 2021 |
Can student loan debt explain low homeownership rates for young adults? A Mezza, DR Ringo, K Sommer Board of Governors of the Federal Reserve System (US), 2019 | 15 | 2019 |
Residential Mortgage Lending from 2004 to 2015: Evidence from the Home Mortgage Disclosure Act Data. N Bhutta, DR Ringo, J Kelliher Federal Reserve Bulletin 102 (4), 2016 | 14 | 2016 |
Student loans, access to credit and consumer financial behavior A Mezza, D Ringo, K Sommer FEDS Working Paper, 2021 | 10 | 2021 |
The propagation of demand shocks through housing markets E Anenberg, D Ringo American Economic Journal: Macroeconomics 14 (3), 481-507, 2022 | 9 | 2022 |
Home ownership as a labor market friction DR Ringo Real Estate Economics 49 (S1), 111-133, 2021 | 9 | 2021 |
Parental credit constraints and child college attendance D Ringo Education Finance and Policy 14 (4), 548-571, 2019 | 8 | 2019 |
The decline in lending to lower-income borrowers by the biggest banks N Bhutta, S Laufer, DR Ringo | 8 | 2017 |
Changing FHA mortgage insurance premiums and the effects on lending N Bhutta, DR Ringo FEDS notes, 2016 | 8 | 2016 |
Mortgage lending, default, and the community reinvestment act D Ringo Journal of Money, Credit and Banking 55 (1), 77-102, 2023 | 6 | 2023 |